Side-by-side · Q2 2026 data
United Community Bank vs South Louisiana Bank
Metric by metric
| Measure | United Community Bank | South Louisiana Bank |
|---|---|---|
| TellerScore | 83 | 91 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 88 | 92 (stronger) |
| Funding & liquidity | 59 | 77 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 84th | 96th |
| Total assets | $665.5M | $659.8M |
| Deposits / shares | $560.0M | $548.6M |
| Capital ratio | 14.47% | 15.30% (stronger) |
| Problem loans | 0.73% | 0.45% (stronger) |
| Net charge-offs | 0.17% | 0.05% (stronger) |
| Return on assets | 1.70% | 1.80% (stronger) |
| Loans ÷ deposits | 89.4% | 64.7% (stronger) |
| Uninsured deposits | 25.3% (stronger) | 32.0% |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 5.7% |
South Louisiana Bank has the higher TellerScore (91 vs 83). On the 7 directional measures above (where higher or lower is clearly better), United Community Bank leads on 1 and South Louisiana Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.