Side-by-side · Q2 2026 data
United Community Credit Union vs Eastex Credit Union
Metric by metric
| Measure | United Community Credit Union | Eastex Credit Union |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 70 (stronger) | 65 |
| Loan quality | 65 | 95 (stronger) |
| Earnings | 57 | 64 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 48th | 80th |
| Total assets | $127.9M | $131.7M |
| Deposits / shares | $112.6M | $115.6M |
| Capital ratio | 12.03% (stronger) | 11.54% |
| Problem loans | 1.05% | 0.16% (stronger) |
| Net charge-offs | 0.88% | 0.25% (stronger) |
| Return on assets | 0.92% | 1.10% (stronger) |
| Loans ÷ deposits | 80.1% | 56.7% (stronger) |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eastex Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 1 and Eastex Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.