Side-by-side · Q2 2026 data
United Cumberland Bank vs The Lincoln National Bank of Hodgenville
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | United Cumberland Bank | The Lincoln National Bank of Hodgenville |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 65 | 99 (stronger) |
| Loan quality | 54 | 86 (stronger) |
| Earnings | 97 (stronger) | 76 |
| Funding & liquidity | 67 (stronger) | 65 |
| Problem-loan coverage | 83 | 95 (stronger) |
| Peer percentile | 47th | 90th |
| Total assets | $460.2M | $454.4M |
| Deposits / shares | $399.3M | $377.8M |
| Capital ratio | 11.47% | 14.89% (stronger) |
| Problem loans | 1.39% | 0.43% (stronger) |
| Net charge-offs | 0.07% | 0.03% (stronger) |
| Return on assets | 1.93% (stronger) | 1.41% |
| Loans ÷ deposits | 83.5% (stronger) | 93.8% |
| Uninsured deposits | 23.7% | 16.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 6.8% |
The Lincoln National Bank of Hodgenville has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), United Cumberland Bank leads on 2 and The Lincoln National Bank of Hodgenville on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.