Side-by-side · Q2 2026 data
United Farmers State Bank vs Center National Bank
Metric by metric
| Measure | United Farmers State Bank | Center National Bank |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 53 | 61 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $233.8M | $242.6M |
| Deposits / shares | $181.6M | $215.5M |
| Capital ratio | 10.33% | 11.05% (stronger) |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 2.12% (stronger) | 1.41% |
| Loans ÷ deposits | 112.0% | 72.6% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 25.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Center National Bank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Farmers State Bank leads on 2 and Center National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.