Side-by-side · Q2 2026 data
United Farmers State Bank vs First State Bank Minnesota
Metric by metric
| Measure | United Farmers State Bank | First State Bank Minnesota |
|---|---|---|
| TellerScore | 75 | 76 (stronger) |
| Capital cushion | 53 | 64 (stronger) |
| Loan quality | 89 (stronger) | 73 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 61st | 64th |
| Total assets | $233.8M | $105.9M |
| Deposits / shares | $181.6M | $92.5M |
| Capital ratio | 10.33% | 11.43% (stronger) |
| Problem loans | 0.33% (stronger) | 0.80% |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 2.12% (stronger) | 1.94% |
| Loans ÷ deposits | 112.0% | 92.7% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 15.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank Minnesota has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United Farmers State Bank leads on 3 and First State Bank Minnesota on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.