Side-by-side · Q2 2026 data
United Federal Credit Union vs Dow Credit Union
Metric by metric
| Measure | United Federal Credit Union | Dow Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 69 (stronger) | 51 |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 80 (stronger) | 50 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 75th | 70th |
| Total assets | $4.4B | $2.6B |
| Deposits / shares | $3.7B | $2.3B |
| Capital ratio | 11.94% (stronger) | 10.07% |
| Problem loans | 0.71% | 0.29% (stronger) |
| Net charge-offs | 0.61% | 0.44% (stronger) |
| Return on assets | 1.50% (stronger) | 0.76% |
| Loans ÷ deposits | 88.4% | 52.4% (stronger) |
| Uninsured deposits | 18.0% | 8.1% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
United Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 3 and Dow Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.