Side-by-side · Q2 2026 data
United Federal Credit Union vs Everwise Credit Union
Metric by metric
| Measure | United Federal Credit Union | Everwise Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 56 |
| Capital cushion | 69 (stronger) | 41 |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 80 (stronger) | 50 |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 75th | 15th |
| Total assets | $4.4B | $5.8B |
| Deposits / shares | $3.7B | $5.1B |
| Capital ratio | 11.94% (stronger) | 9.11% |
| Problem loans | 0.71% (stronger) | 0.91% |
| Net charge-offs | 0.61% (stronger) | 0.61% |
| Return on assets | 1.50% (stronger) | 0.74% |
| Loans ÷ deposits | 88.4% (stronger) | 90.0% |
| Uninsured deposits | 18.0% (stronger) | 29.0% |
| Offices | 16 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
United Federal Credit Union has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), United Federal Credit Union leads on 7 and Everwise Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.