Side-by-side · Q2 2026 data
United Fidelity Bank, fsb vs United Community Bank of West Kentucky, Inc.
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | United Fidelity Bank, fsb | United Community Bank of West Kentucky, Inc. |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 52 | 60 (stronger) |
| Loan quality | 84 | 96 (stronger) |
| Earnings | 16 | 81 (stronger) |
| Funding & liquidity | 98 (stronger) | 66 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 33rd | 72nd |
| Total assets | $6.5B | $524.9M |
| Deposits / shares | $5.6B | $447.1M |
| Capital ratio | 10.16% | 11.01% (stronger) |
| Problem loans | 0.49% | 0.11% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | -0.09% | 1.53% (stronger) |
| Loans ÷ deposits | 59.7% (stronger) | 73.0% |
| Uninsured deposits | 17.2% (stronger) | 34.4% |
| Offices | 22 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.5% | — |
United Community Bank of West Kentucky, Inc. has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), United Fidelity Bank, fsb leads on 2 and United Community Bank of West Kentucky, Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.