Side-by-side · Q2 2026 data
United Minnesota Bank vs Grand Timber Bank
Metric by metric
| Measure | United Minnesota Bank | Grand Timber Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 48 |
| Capital cushion | 28 | 57 (stronger) |
| Loan quality | 82 (stronger) | 6 |
| Earnings | 84 (stronger) | 70 |
| Funding & liquidity | 75 (stronger) | 58 |
| Problem-loan coverage | 89 (stronger) | 62 |
| Peer percentile | 28th | 8th |
| Total assets | $56.9M | $64.5M |
| Deposits / shares | $52.5M | $53.9M |
| Capital ratio | 7.78% | 10.68% (stronger) |
| Problem loans | 0.54% (stronger) | 2.81% |
| Net charge-offs | 0.00% (stronger) | 0.75% |
| Return on assets | 1.60% (stronger) | 1.26% |
| Loans ÷ deposits | 85.0% (stronger) | 102.0% |
| Uninsured deposits | 13.6% | 10.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Minnesota Bank has the higher TellerScore (66 vs 48). On the 7 directional measures above (where higher or lower is clearly better), United Minnesota Bank leads on 5 and Grand Timber Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.