Side-by-side · Q2 2026 data
United National Bank vs Classic City Bank
Metric by metric
| Measure | United National Bank | Classic City Bank |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 98 (stronger) | 60 |
| Loan quality | 28 | 100 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 53 (stronger) | 48 |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 29th | 77th |
| Total assets | $308.7M | $314.3M |
| Deposits / shares | $255.9M | $277.8M |
| Capital ratio | 14.77% (stronger) | 11.04% |
| Problem loans | 2.15% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 1.23% | 2.11% (stronger) |
| Loans ÷ deposits | 94.1% | 72.5% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 50.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Classic City Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United National Bank leads on 3 and Classic City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.