Side-by-side · Q2 2026 data
United National Bank vs Five Star Credit Union
Metric by metric
| Measure | United National Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 98 (stronger) | 88 |
| Loan quality | 28 | 50 (stronger) |
| Earnings | 69 (stronger) | 63 |
| Funding & liquidity | 53 | 81 (stronger) |
| Problem-loan coverage | 72 | 84 (stronger) |
| Peer percentile | 29th | 66th |
| Total assets | $308.7M | $1.3B |
| Deposits / shares | $255.9M | $1.1B |
| Capital ratio | 14.77% (stronger) | 13.82% |
| Problem loans | 2.15% | 1.50% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.53% |
| Return on assets | 1.23% (stronger) | 1.09% |
| Loans ÷ deposits | 94.1% | 79.2% (stronger) |
| Uninsured deposits | 27.0% | 11.8% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United National Bank leads on 3 and Five Star Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cairo, GA