Side-by-side · Q2 2026 data
United Pacific Bank vs California International Bank, N.A.
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | United Pacific Bank | California International Bank, N.A. |
|---|---|---|
| TellerScore | 57 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 16 | 100 (stronger) |
| Earnings | 36 | 89 (stronger) |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 14th | 94th |
| Total assets | $191.0M | $120.9M |
| Deposits / shares | $156.8M | $105.9M |
| Capital ratio | 17.39% (stronger) | 13.51% |
| Problem loans | 2.51% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.40% | 1.71% (stronger) |
| Loans ÷ deposits | 96.9% | 76.7% (stronger) |
| Uninsured deposits | 26.6% (stronger) | 27.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 57). On the 6 directional measures above (where higher or lower is clearly better), United Pacific Bank leads on 2 and California International Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.