Side-by-side · Q2 2026 data
United Prairie Bank vs First National Bank
Metric by metric
| Measure | United Prairie Bank | First National Bank |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 78 (stronger) | 33 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 54 | 68 (stronger) |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 31st | 68th |
| Total assets | $939.3M | $477.8M |
| Deposits / shares | $788.4M | $380.1M |
| Capital ratio | 9.68% | 18.41% (stronger) |
| Problem loans | 0.66% (stronger) | 2.01% |
| Net charge-offs | 0.09% (stronger) | 4.62% |
| Return on assets | 1.45% | 2.18% (stronger) |
| Loans ÷ deposits | 99.7% | 90.6% (stronger) |
| Uninsured deposits | 21.1% | 16.2% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
First National Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Prairie Bank leads on 2 and First National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.