Side-by-side · Q2 2026 data
United Prairie Bank vs Welcome State Bank
Metric by metric
| Measure | United Prairie Bank | Welcome State Bank |
|---|---|---|
| TellerScore | 66 | 90 (stronger) |
| Capital cushion | 47 | 78 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 54 | 80 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 31st | 89th |
| Total assets | $939.3M | $44.3M |
| Deposits / shares | $788.4M | $38.1M |
| Capital ratio | 9.68% | 12.81% (stronger) |
| Problem loans | 0.66% | 0.00% (stronger) |
| Net charge-offs | 0.09% | -0.05% (stronger) |
| Return on assets | 1.45% | 2.94% (stronger) |
| Loans ÷ deposits | 99.7% | 79.0% (stronger) |
| Uninsured deposits | 21.1% | 16.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Welcome State Bank has the higher TellerScore (90 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Prairie Bank leads on 0 and Welcome State Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.