Side-by-side · Q2 2026 data
United Roosevelt Savings Bank vs 1st Bank of Sea Isle City
Metric by metric
| Measure | United Roosevelt Savings Bank | 1st Bank of Sea Isle City |
|---|---|---|
| TellerScore | 57 | 62 (stronger) |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 38 (stronger) | 26 |
| Funding & liquidity | 18 | 52 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 14th | 22nd |
| Total assets | $381.2M | $311.1M |
| Deposits / shares | $303.5M | $251.2M |
| Capital ratio | 9.11% | 9.72% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.45% (stronger) | 0.16% |
| Loans ÷ deposits | 104.7% | 94.7% (stronger) |
| Uninsured deposits | 49.0% | 27.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
1st Bank of Sea Isle City has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), United Roosevelt Savings Bank leads on 1 and 1st Bank of Sea Isle City on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.