Side-by-side · Q2 2026 data
United Roosevelt Savings Bank vs Franklin Bank
Metric by metric
| Measure | United Roosevelt Savings Bank | Franklin Bank |
|---|---|---|
| TellerScore | 57 | 72 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 38 | 47 (stronger) |
| Funding & liquidity | 18 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 14th | 50th |
| Total assets | $381.2M | $334.1M |
| Deposits / shares | $303.5M | $301.3M |
| Capital ratio | 9.11% | 10.28% (stronger) |
| Problem loans | 0.03% (stronger) | 0.15% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 0.45% | 0.68% (stronger) |
| Loans ÷ deposits | 104.7% | 70.7% (stronger) |
| Uninsured deposits | 49.0% | 13.7% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Bank has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), United Roosevelt Savings Bank leads on 1 and Franklin Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.