Side-by-side · Q2 2026 data
United Roosevelt Savings Bank vs Lusitania Savings Bank
Metric by metric
| Measure | United Roosevelt Savings Bank | Lusitania Savings Bank |
|---|---|---|
| TellerScore | 57 | 86 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 38 | 39 (stronger) |
| Funding & liquidity | 18 | 96 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 14th | 90th |
| Total assets | $381.2M | $418.1M |
| Deposits / shares | $303.5M | $353.5M |
| Capital ratio | 9.11% | 14.97% (stronger) |
| Problem loans | 0.03% (stronger) | 0.19% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.45% | 0.48% (stronger) |
| Loans ÷ deposits | 104.7% | 63.9% (stronger) |
| Uninsured deposits | 49.0% | 7.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Lusitania Savings Bank has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), United Roosevelt Savings Bank leads on 1 and Lusitania Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.