Side-by-side · Q2 2026 data
United Security Bank vs Legends Bank
Metric by metric
| Measure | United Security Bank | Legends Bank |
|---|---|---|
| TellerScore | 85 | 90 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 40 | 65 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 78th | 95th |
| Total assets | $97.2M | $635.5M |
| Deposits / shares | $81.2M | $515.2M |
| Capital ratio | 13.38% | 18.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.83% | 2.26% (stronger) |
| Loans ÷ deposits | 93.0% | 88.1% (stronger) |
| Uninsured deposits | 39.2% | 21.6% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.5% |
Legends Bank has the higher TellerScore (90 vs 85). On the 7 directional measures above (where higher or lower is clearly better), United Security Bank leads on 1 and Legends Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.