Side-by-side · Q2 2026 data
United Security Bank vs PSB Bank
Metric by metric
| Measure | United Security Bank | PSB Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 65 |
| Capital cushion | 84 (stronger) | 31 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 93 (stronger) | 68 |
| Funding & liquidity | 40 | 65 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 78th | 29th |
| Total assets | $97.2M | $854.5M |
| Deposits / shares | $81.2M | $694.1M |
| Capital ratio | 13.38% (stronger) | 8.12% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 1.83% (stronger) | 1.19% |
| Loans ÷ deposits | 93.0% (stronger) | 95.7% |
| Uninsured deposits | 39.2% | 8.9% (stronger) |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
United Security Bank has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United Security Bank leads on 5 and PSB Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.