Side-by-side · Q2 2026 data
United State Bank vs Arlo Bank
Metric by metric
| Measure | United State Bank | Arlo Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 55 | 85 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 91 (stronger) | 52 |
| Funding & liquidity | 74 (stronger) | 46 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 77th | 68th |
| Total assets | $290.1M | $269.1M |
| Deposits / shares | $258.4M | $226.6M |
| Capital ratio | 10.50% | 13.53% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 1.77% (stronger) | 0.79% |
| Loans ÷ deposits | 86.0% | 83.1% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 43.2% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United State Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 4 and Arlo Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.