Side-by-side · Q2 2026 data
United State Bank vs Commercial Bank
Metric by metric
| Measure | United State Bank | Commercial Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 51 |
| Capital cushion | 55 (stronger) | 29 |
| Loan quality | 98 (stronger) | 67 |
| Earnings | 91 (stronger) | 39 |
| Funding & liquidity | 74 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 77 |
| Peer percentile | 77th | 8th |
| Total assets | $290.1M | $282.9M |
| Deposits / shares | $258.4M | $246.5M |
| Capital ratio | 10.50% (stronger) | 7.93% |
| Problem loans | 0.07% (stronger) | 1.00% |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.77% (stronger) | 0.46% |
| Loans ÷ deposits | 86.0% | 79.5% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 28.2% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United State Bank has the higher TellerScore (80 vs 51). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 6 and Commercial Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.