Side-by-side · Q2 2026 data
United State Bank vs Community First Banking Company
Metric by metric
| Measure | United State Bank | Community First Banking Company |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 55 (stronger) | 53 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 91 (stronger) | 78 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 77th | 61st |
| Total assets | $290.1M | $307.3M |
| Deposits / shares | $258.4M | $262.2M |
| Capital ratio | 10.50% (stronger) | 10.31% |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 1.77% (stronger) | 1.44% |
| Loans ÷ deposits | 86.0% (stronger) | 89.5% |
| Uninsured deposits | 10.1% (stronger) | 21.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United State Bank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 6 and Community First Banking Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.