Side-by-side · Q2 2026 data
United State Bank vs Community State Bank
Metric by metric
| Measure | United State Bank | Community State Bank |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 55 | 70 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 91 | 91 |
| Funding & liquidity | 74 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 77th | 84th |
| Total assets | $290.1M | $132.8M |
| Deposits / shares | $258.4M | $109.2M |
| Capital ratio | 10.50% | 12.05% (stronger) |
| Problem loans | 0.07% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.77% | 1.78% (stronger) |
| Loans ÷ deposits | 86.0% | 84.5% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 26.3% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 3 and Community State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Shelbina, MO