Side-by-side · Q2 2026 data
United State Bank vs The Citizens Bank of Edina
Metric by metric
| Measure | United State Bank | The Citizens Bank of Edina |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 55 | 95 (stronger) |
| Loan quality | 98 (stronger) | 52 |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 73 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 77th | 80th |
| Total assets | $290.1M | $106.7M |
| Deposits / shares | $258.4M | $90.9M |
| Capital ratio | 10.50% | 14.49% (stronger) |
| Problem loans | 0.07% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.77% | 2.11% (stronger) |
| Loans ÷ deposits | 86.0% | 84.6% (stronger) |
| Uninsured deposits | 10.1% (stronger) | 17.1% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Edina has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), United State Bank leads on 2 and The Citizens Bank of Edina on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Edina, MO