Side-by-side · Q2 2026 data
United Trust Bank vs Town Center Bank
Metric by metric
| Measure | United Trust Bank | Town Center Bank |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 50 | 64 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 66 (stronger) | 30 |
| Funding & liquidity | 42 | 48 (stronger) |
| Problem-loan coverage | 93 (stronger) | 78 |
| Peer percentile | 29th | 29th |
| Total assets | $178.2M | $180.6M |
| Deposits / shares | $126.1M | $138.3M |
| Capital ratio | 10.03% | 11.38% (stronger) |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.91% |
| Return on assets | 1.15% (stronger) | 0.25% |
| Loans ÷ deposits | 115.7% | 101.7% (stronger) |
| Uninsured deposits | 22.0% (stronger) | 24.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), United Trust Bank leads on 3 and Town Center Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.