Side-by-side · Q2 2026 data
Unity Catholic Federal Credit Union vs University of Toledo Federal Credit Union
Credit union
University of Toledo Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Unity Catholic Federal Credit Union | University of Toledo Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 41 | 63 (stronger) |
| Loan quality | 67 | 91 (stronger) |
| Earnings | 37 | 55 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 19th | 57th |
| Total assets | $98.0M | $99.7M |
| Deposits / shares | $88.5M | $88.0M |
| Capital ratio | 9.09% | 11.30% (stronger) |
| Problem loans | 0.98% | 0.27% (stronger) |
| Net charge-offs | 0.80% | 0.25% (stronger) |
| Return on assets | 0.42% | 0.88% (stronger) |
| Loans ÷ deposits | 71.2% | 46.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 10.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
University of Toledo Federal Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Unity Catholic Federal Credit Union leads on 1 and University of Toledo Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.