Side-by-side · Q2 2026 data
Universal 1 Credit Union vs Kh Credit Union, Inc.
Metric by metric
| Measure | Universal 1 Credit Union | Kh Credit Union, Inc. |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 74 | 80 (stronger) |
| Loan quality | 49 | 90 (stronger) |
| Earnings | 48 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 45th | 62nd |
| Total assets | $424.7M | $71.1M |
| Deposits / shares | $370.1M | $61.6M |
| Capital ratio | 12.42% | 12.95% (stronger) |
| Problem loans | 1.53% | 0.31% (stronger) |
| Net charge-offs | 1.37% | 0.37% (stronger) |
| Return on assets | 0.71% (stronger) | 0.52% |
| Loans ÷ deposits | 58.0% (stronger) | 66.3% |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
Kh Credit Union, Inc. has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Universal 1 Credit Union leads on 2 and Kh Credit Union, Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.