Side-by-side · Q2 2026 data
University Bank vs Tlc Community Credit Union
Metric by metric
| Measure | University Bank | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 51 | 95 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 63 | 66 (stronger) |
| Funding & liquidity | 8 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 21st | 95th |
| Total assets | $1.2B | $950.2M |
| Deposits / shares | $1.1B | $746.7M |
| Capital ratio | 10.08% | 14.48% (stronger) |
| Problem loans | 0.41% | 0.14% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 1.08% | 1.15% (stronger) |
| Loans ÷ deposits | 102.7% | 60.5% (stronger) |
| Uninsured deposits | 70.2% | 6.3% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), University Bank leads on 1 and Tlc Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.