TellerScore

Side-by-side · Q2 2026 data

University Credit Union vs Sesloc Credit Union

Credit union

University Credit Union

Los Angeles, California · $1 billion – $10 billion

44of 100
Below average

Credit union

Sesloc Credit Union

San Luis Obispo, California · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureUniversity Credit UnionSesloc Credit Union
TellerScore4464 (stronger)
Capital cushion3744 (stronger)
Loan quality5287 (stronger)
Earnings2141 (stronger)
Funding & liquidity5977 (stronger)
Problem-loan coverage7193 (stronger)
Peer percentile3rd36th
Total assets$1.2B$1.3B
Deposits / shares$990.9M$1.1B
Capital ratio8.73%9.41% (stronger)
Problem loans1.45%0.40% (stronger)
Net charge-offs0.78%0.34% (stronger)
Return on assets0.03%0.53% (stronger)
Loans ÷ deposits100.8%83.2% (stronger)
Uninsured deposits15.0%11.5% (stronger)
Offices37
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Sesloc Credit Union has the higher TellerScore (64 vs 44). On the 7 directional measures above (where higher or lower is clearly better), University Credit Union leads on 0 and Sesloc Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions