Side-by-side · Q2 2026 data
University Credit Union vs Community South Credit Union
Metric by metric
| Measure | University Credit Union | Community South Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 57 | 81 (stronger) |
| Loan quality | 92 (stronger) | 68 |
| Earnings | 29 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 54th | 54th |
| Total assets | $228.7M | $244.6M |
| Deposits / shares | $202.4M | $209.4M |
| Capital ratio | 10.75% | 13.05% (stronger) |
| Problem loans | 0.24% (stronger) | 0.96% |
| Net charge-offs | 0.39% (stronger) | 0.48% |
| Return on assets | 0.22% | 0.71% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 86.9% |
| Uninsured deposits | 5.4% | 3.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), University Credit Union leads on 3 and Community South Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.