Side-by-side · Q2 2026 data
University Federal Credit Union vs American Airlines Federal Credit Union
Credit union
American Airlines Federal Credit Union
Fort Worth, Texas · $1 billion – $10 billion
Metric by metric
| Measure | University Federal Credit Union | American Airlines Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 47 | 67 (stronger) |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 51 | 56 (stronger) |
| Funding & liquidity | 75 | 94 (stronger) |
| Problem-loan coverage | 83 | 94 (stronger) |
| Peer percentile | 25th | 75th |
| Total assets | $4.3B | $9.5B |
| Deposits / shares | $3.5B | $8.3B |
| Capital ratio | 9.65% | 11.68% (stronger) |
| Problem loans | 1.11% | 0.60% (stronger) |
| Net charge-offs | 1.17% | 0.46% (stronger) |
| Return on assets | 0.77% | 0.91% (stronger) |
| Loans ÷ deposits | 85.7% | 66.5% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 12.7% |
| Offices | 8 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.5% |
American Airlines Federal Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), University Federal Credit Union leads on 1 and American Airlines Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.