Side-by-side · Q2 2026 data
University of Hawaii Federal Credit Union vs CU Hawaii Federal Credit Union
Credit union
University of Hawaii Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | University of Hawaii Federal Credit Union | CU Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 64 (stronger) | 60 |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 73 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 80th | 63rd |
| Total assets | $975.7M | $460.3M |
| Deposits / shares | $895.9M | $401.1M |
| Capital ratio | 11.43% (stronger) | 10.97% |
| Problem loans | 0.30% (stronger) | 0.33% |
| Net charge-offs | 0.18% | 0.16% (stronger) |
| Return on assets | 1.31% (stronger) | 0.58% |
| Loans ÷ deposits | 43.5% (stronger) | 52.9% |
| Uninsured deposits | 10.1% | 8.7% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | — |
University of Hawaii Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), University of Hawaii Federal Credit Union leads on 5 and CU Hawaii Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.