Side-by-side · Q2 2026 data
University of Kentucky Federal Credit Union vs Commonwealth Federal Credit Union
Credit union
University of Kentucky Federal Credit Union
Lexington, Kentucky · $1 billion – $10 billion
Metric by metric
| Measure | University of Kentucky Federal Credit Union | Commonwealth Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 59 | 63 (stronger) |
| Loan quality | 68 | 71 (stronger) |
| Earnings | 31 | 82 (stronger) |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 85 | 88 (stronger) |
| Peer percentile | 17th | 70th |
| Total assets | $1.8B | $2.9B |
| Deposits / shares | $1.4B | $2.6B |
| Capital ratio | 10.91% | 11.26% (stronger) |
| Problem loans | 0.97% | 0.87% (stronger) |
| Net charge-offs | 0.47% (stronger) | 0.94% |
| Return on assets | 0.28% | 1.55% (stronger) |
| Loans ÷ deposits | 110.6% | 84.1% (stronger) |
| Uninsured deposits | 9.4% | 7.5% (stronger) |
| Offices | 6 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commonwealth Federal Credit Union has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), University of Kentucky Federal Credit Union leads on 1 and Commonwealth Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.