Side-by-side · Q2 2026 data
University of Kentucky Federal Credit Union vs Park Federal Credit Union
Credit union
University of Kentucky Federal Credit Union
Lexington, Kentucky · $1 billion – $10 billion
Metric by metric
| Measure | University of Kentucky Federal Credit Union | Park Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 63 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 68 (stronger) | 33 |
| Earnings | 31 | 36 (stronger) |
| Funding & liquidity | 50 | 63 (stronger) |
| Problem-loan coverage | 85 (stronger) | 82 |
| Peer percentile | 17th | 33rd |
| Total assets | $1.8B | $1.4B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.91% | 17.86% (stronger) |
| Problem loans | 0.97% (stronger) | 2.00% |
| Net charge-offs | 0.47% (stronger) | 1.57% |
| Return on assets | 0.28% | 0.40% (stronger) |
| Loans ÷ deposits | 110.6% | 97.1% (stronger) |
| Uninsured deposits | 9.4% | 4.2% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
Park Federal Credit Union has the higher TellerScore (63 vs 57). On the 7 directional measures above (where higher or lower is clearly better), University of Kentucky Federal Credit Union leads on 2 and Park Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.