Side-by-side · Q2 2026 data
Univest Bank and Trust Co. vs B. Braun Federal Credit Union
Credit union
B. Braun Federal Credit Union
Allentown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Univest Bank and Trust Co. | B. Braun Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 100 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 24th | 100th |
| Total assets | $8.2B | $1.9M |
| Deposits / shares | $7.0B | $1.4M |
| Capital ratio | 9.73% | 25.11% (stronger) |
| Problem loans | 0.62% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.28% | 2.31% (stronger) |
| Loans ÷ deposits | 99.0% | 19.3% (stronger) |
| Uninsured deposits | 45.1% | 0.0% (stronger) |
| Offices | 38 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
B. Braun Federal Credit Union has the higher TellerScore (100 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Univest Bank and Trust Co. leads on 0 and B. Braun Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.