Side-by-side · Q2 2026 data
Uniwyo Federal Credit Union vs Meridian Trust Federal Credit Union
Metric by metric
| Measure | Uniwyo Federal Credit Union | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 74 |
| Capital cushion | 76 | 79 (stronger) |
| Loan quality | 77 (stronger) | 73 |
| Earnings | 92 (stronger) | 58 |
| Funding & liquidity | 86 (stronger) | 76 |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 83rd | 63rd |
| Total assets | $825.6M | $730.5M |
| Deposits / shares | $718.4M | $627.7M |
| Capital ratio | 12.60% | 12.92% (stronger) |
| Problem loans | 0.70% (stronger) | 0.82% |
| Net charge-offs | 0.50% | 0.29% (stronger) |
| Return on assets | 1.80% (stronger) | 0.95% |
| Loans ÷ deposits | 74.1% (stronger) | 84.6% |
| Uninsured deposits | 8.4% | 5.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 22.8% |
Uniwyo Federal Credit Union has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Uniwyo Federal Credit Union leads on 4 and Meridian Trust Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.