Side-by-side · Q2 2026 data
Uniwyo Federal Credit Union vs Wyhy Federal Credit Union
Metric by metric
| Measure | Uniwyo Federal Credit Union | Wyhy Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 47 |
| Capital cushion | 76 | 84 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 92 (stronger) | 30 |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 92 (stronger) | 46 |
| Peer percentile | 83rd | 4th |
| Total assets | $825.6M | $409.0M |
| Deposits / shares | $718.4M | $352.7M |
| Capital ratio | 12.60% | 13.43% (stronger) |
| Problem loans | 0.70% (stronger) | 4.42% |
| Net charge-offs | 0.50% (stronger) | 1.29% |
| Return on assets | 1.80% (stronger) | 0.24% |
| Loans ÷ deposits | 74.1% (stronger) | 83.4% |
| Uninsured deposits | 8.4% | 1.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | — |
Uniwyo Federal Credit Union has the higher TellerScore (83 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Uniwyo Federal Credit Union leads on 5 and Wyhy Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.