Side-by-side · Q2 2026 data
Urban Empowerment Federal Credit Union vs Berea Federal Credit Union
Credit union
Urban Empowerment Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Urban Empowerment Federal Credit Union | Berea Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 58 | 80 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 34th | 49th |
| Total assets | $352K | $97K |
| Deposits / shares | $170K | $84K |
| Capital ratio | 10.83% | 12.96% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -6.47% | -0.78% (stronger) |
| Loans ÷ deposits | 8.3% | 4.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Berea Federal Credit Union has the higher TellerScore (74 vs 67). On the 4 directional measures above (where higher or lower is clearly better), Urban Empowerment Federal Credit Union leads on 0 and Berea Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.