Side-by-side · Q2 2026 data
Ure Federal Credit Union vs Phb Employees Federal Credit Union
Credit union
Ure Federal Credit Union
East Pittsburgh, Pennsylvania · Under $100 million in assets
Credit union
Phb Employees Federal Credit Union
Fairview, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Ure Federal Credit Union | Phb Employees Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 75 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 32 (stronger) |
| Earnings | 27 | 64 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 16th | 52nd |
| Total assets | $7.7M | $8.2M |
| Deposits / shares | $5.9M | $6.5M |
| Capital ratio | 22.33% (stronger) | 20.80% |
| Problem loans | 3.95% | 2.05% (stronger) |
| Net charge-offs | 0.14% (stronger) | 1.15% |
| Return on assets | 0.18% | 1.10% (stronger) |
| Loans ÷ deposits | 73.5% | 29.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Phb Employees Federal Credit Union has the higher TellerScore (75 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Ure Federal Credit Union leads on 2 and Phb Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.