Side-by-side · Q2 2026 data
Usf Federal Credit Union vs Dade County Federal Credit Union
Metric by metric
| Measure | Usf Federal Credit Union | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 56 | 81 (stronger) |
| Loan quality | 74 | 90 (stronger) |
| Earnings | 34 | 88 (stronger) |
| Funding & liquidity | 59 | 68 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 25th | 93rd |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.62% | 13.09% (stronger) |
| Problem loans | 0.77% | 0.31% (stronger) |
| Net charge-offs | 0.90% | 0.38% (stronger) |
| Return on assets | 0.36% | 1.69% (stronger) |
| Loans ÷ deposits | 101.1% | 92.6% (stronger) |
| Uninsured deposits | 10.7% | 9.9% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.5% | 45.9% |
Dade County Federal Credit Union has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Usf Federal Credit Union leads on 0 and Dade County Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.