Side-by-side · Q2 2026 data
Usf Federal Credit Union vs First Florida Credit Union
Metric by metric
| Measure | Usf Federal Credit Union | First Florida Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 56 | 80 (stronger) |
| Loan quality | 74 | 78 (stronger) |
| Earnings | 34 | 48 (stronger) |
| Funding & liquidity | 59 | 67 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 25th | 66th |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 10.62% | 12.95% (stronger) |
| Problem loans | 0.77% | 0.65% (stronger) |
| Net charge-offs | 0.90% | 0.56% (stronger) |
| Return on assets | 0.36% | 0.71% (stronger) |
| Loans ÷ deposits | 101.1% | 92.8% (stronger) |
| Uninsured deposits | 10.7% | 4.6% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.5% | 27.8% |
First Florida Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Usf Federal Credit Union leads on 0 and First Florida Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.