Side-by-side · Q2 2026 data
Utah First Federal Credit Union vs Cyprus Federal Credit Union
Metric by metric
| Measure | Utah First Federal Credit Union | Cyprus Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 54 | 74 (stronger) |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 62 (stronger) | 46 |
| Funding & liquidity | 56 | 56 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 62nd | 62nd |
| Total assets | $1.2B | $2.1B |
| Deposits / shares | $929.1M | $1.8B |
| Capital ratio | 10.38% | 12.42% (stronger) |
| Problem loans | 0.13% (stronger) | 0.41% |
| Net charge-offs | 0.29% (stronger) | 0.70% |
| Return on assets | 1.04% (stronger) | 0.65% |
| Loans ÷ deposits | 104.6% | 104.1% (stronger) |
| Uninsured deposits | 12.9% | 9.3% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Utah First Federal Credit Union leads on 3 and Cyprus Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.