Side-by-side · Q2 2026 data
Utah First Federal Credit Union vs Norfolk Fire Department Federal Credit Union
Credit union
Norfolk Fire Department Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Utah First Federal Credit Union | Norfolk Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 96 (stronger) | 86 |
| Earnings | 62 | 82 (stronger) |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 62nd | 94th |
| Total assets | $1.2B | $26.8M |
| Deposits / shares | $929.1M | $21.4M |
| Capital ratio | 10.38% | 20.12% (stronger) |
| Problem loans | 0.13% (stronger) | 0.41% |
| Net charge-offs | 0.29% | 0.25% (stronger) |
| Return on assets | 1.04% | 1.55% (stronger) |
| Loans ÷ deposits | 104.6% | 30.4% (stronger) |
| Uninsured deposits | 12.9% | 3.2% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Fire Department Federal Credit Union has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Utah First Federal Credit Union leads on 1 and Norfolk Fire Department Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.