Side-by-side · Q2 2026 data
Valley Bank of Kalispell vs Bank of The Rockies
Metric by metric
| Measure | Valley Bank of Kalispell | Bank of The Rockies |
|---|---|---|
| TellerScore | 72 (stronger) | 68 |
| Capital cushion | 45 (stronger) | 44 |
| Loan quality | 88 (stronger) | 65 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 95 (stronger) | 82 |
| Peer percentile | 50th | 37th |
| Total assets | $218.1M | $277.4M |
| Deposits / shares | $198.6M | $229.5M |
| Capital ratio | 9.49% (stronger) | 9.37% |
| Problem loans | 0.35% (stronger) | 1.06% |
| Net charge-offs | -0.07% (stronger) | 0.17% |
| Return on assets | 1.76% | 2.01% (stronger) |
| Loans ÷ deposits | 74.7% (stronger) | 91.9% |
| Uninsured deposits | 36.1% | 14.9% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Bank of Kalispell has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Valley Bank of Kalispell leads on 5 and Bank of The Rockies on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.