Side-by-side · Q2 2026 data
Valley Bank of Kalispell vs Valley Bank of Ronan
Metric by metric
| Measure | Valley Bank of Kalispell | Valley Bank of Ronan |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 45 (stronger) | 43 |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 90 (stronger) | 53 |
| Funding & liquidity | 62 | 85 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 50th | 40th |
| Total assets | $218.1M | $218.1M |
| Deposits / shares | $198.6M | $197.6M |
| Capital ratio | 9.49% (stronger) | 9.29% |
| Problem loans | 0.35% | 0.26% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.06% |
| Return on assets | 1.76% (stronger) | 0.83% |
| Loans ÷ deposits | 74.7% (stronger) | 74.9% |
| Uninsured deposits | 36.1% | 12.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Bank of Kalispell has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Valley Bank of Kalispell leads on 5 and Valley Bank of Ronan on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.