Side-by-side · Q2 2026 data
Valliance Bank vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Valliance Bank | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 91 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 47 | 92 (stronger) |
| Earnings | 45 | 87 (stronger) |
| Funding & liquidity | 43 | 74 (stronger) |
| Problem-loan coverage | 72 | 98 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $923.3M | $198.9M |
| Deposits / shares | $733.0M | $159.2M |
| Capital ratio | 9.31% | 20.23% (stronger) |
| Problem loans | 1.58% | 0.24% (stronger) |
| Net charge-offs | -0.10% (stronger) | 0.63% |
| Return on assets | 0.63% | 1.66% (stronger) |
| Loans ÷ deposits | 105.3% | 78.8% (stronger) |
| Uninsured deposits | 25.6% | 21.4% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Valliance Bank leads on 1 and Oklahoma Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.