Side-by-side · Q2 2026 data
Vantage Bank vs Lowry State Bank
Metric by metric
| Measure | Vantage Bank | Lowry State Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 39 |
| Capital cushion | 35 | 46 (stronger) |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 93 (stronger) | 71 |
| Funding & liquidity | 50 (stronger) | 47 |
| Problem-loan coverage | 93 (stronger) | 44 |
| Peer percentile | 33rd | 3rd |
| Total assets | $85.0M | $84.1M |
| Deposits / shares | $75.4M | $69.6M |
| Capital ratio | 8.47% | 9.58% (stronger) |
| Problem loans | 0.35% (stronger) | 3.18% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 1.84% (stronger) | 1.28% |
| Loans ÷ deposits | 104.0% (stronger) | 109.6% |
| Uninsured deposits | 20.2% | 18.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vantage Bank has the higher TellerScore (68 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank leads on 5 and Lowry State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.