Side-by-side · Q2 2026 data
Vantage Bank vs Odin State Bank
Metric by metric
| Measure | Vantage Bank | Odin State Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 39 |
| Capital cushion | 35 | 35 |
| Loan quality | 88 (stronger) | 28 |
| Earnings | 93 (stronger) | 16 |
| Funding & liquidity | 50 | 81 (stronger) |
| Problem-loan coverage | 93 (stronger) | 65 |
| Peer percentile | 33rd | 3rd |
| Total assets | $85.0M | $82.4M |
| Deposits / shares | $75.4M | $74.4M |
| Capital ratio | 8.47% | 8.50% (stronger) |
| Problem loans | 0.35% (stronger) | 2.17% |
| Net charge-offs | 0.00% (stronger) | 2.68% |
| Return on assets | 1.84% (stronger) | -0.11% |
| Loans ÷ deposits | 104.0% | 79.7% (stronger) |
| Uninsured deposits | 20.2% | 9.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vantage Bank has the higher TellerScore (68 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank leads on 4 and Odin State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.