Side-by-side · Q2 2026 data
Vantage Bank vs Peoples State Bank, Fairmount, N. D.
Bank
Peoples State Bank, Fairmount, N. D.
Fairmount, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Vantage Bank | Peoples State Bank, Fairmount, N. D. |
|---|---|---|
| TellerScore | 68 | 70 (stronger) |
| Capital cushion | 35 (stronger) | 34 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 93 (stronger) | 58 |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 33rd | 40th |
| Total assets | $85.0M | $38.5M |
| Deposits / shares | $75.4M | $35.6M |
| Capital ratio | 8.47% (stronger) | 8.38% |
| Problem loans | 0.35% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.84% (stronger) | 0.95% |
| Loans ÷ deposits | 104.0% | 64.0% (stronger) |
| Uninsured deposits | 20.2% (stronger) | 22.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank, Fairmount, N. D. has the higher TellerScore (70 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Vantage Bank leads on 3 and Peoples State Bank, Fairmount, N. D. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.