Side-by-side · Q2 2026 data
Vantage Bank Texas vs City Bank
Metric by metric
| Measure | Vantage Bank Texas | City Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 40 | 58 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 86 (stronger) | 81 |
| Funding & liquidity | 35 | 57 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $5.1B | $5.4B |
| Deposits / shares | $4.6B | $4.7B |
| Capital ratio | 9.02% | 10.79% (stronger) |
| Problem loans | 0.87% | 0.25% (stronger) |
| Net charge-offs | 0.31% | 0.05% (stronger) |
| Return on assets | 1.64% (stronger) | 1.52% |
| Loans ÷ deposits | 87.7% | 79.0% (stronger) |
| Uninsured deposits | 48.7% | 36.7% (stronger) |
| Offices | 23 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 16.6% |
City Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank Texas leads on 1 and City Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.